Making money online has now become some sort of competition for everyone, in any field or way you choose, you will see competition (yeah, life is full of competition and stress). There are many ways to make money and refer and earn is one of the ways you can make money.
In this article, we are going to discuss the top 7 refer and earn apps. All these apps that I have selected are trading and finance apps, as these apps have one of the highest paying refer and earn programs in the market.
Top 7 Refer and Earn Apps in India
Here is the list of top 7 high paying refer and earn apps:
1. Upstox
| Referral Reward | Conditions | Withdrawal requirements | Additional Benefits |
| Up to 600 rupees | The referral must open an Demat account within 7 days. | Active account on Upstox and one trade in last 365 days. | High paying referral program. |
Upstox refer and earn program is one of highest paying programs in India. Once your friend opens his free Demat account using your referral link, you will be rewarded with up to 600 rupees.
There is a time limit involved in the account opening process, as your friend has to create his Demat account within 7 days once he clicks your referral link.
You can withdraw your reward if you have an active Upstox account on which you have to make at least one trade in the last 365 days.
2. Geojit
| Referral Reward | Referral Conditions | Withdrawal requirements | Additional Benefits |
| 200 rupees flat | Open an Demat account using the referral link. | Not specified | 50% brokerage revenue. |
I think you may not have heard of this name before, but it is another trading platform that gives you a flat 200 rupees when someone creates their Demat account using your link.
You can also earn through brokerage revenue generated by your referral, as Geojit offers a straight 50% of the revenue generated by your referral and can earn up to 800 rupees.
Also read: 7 best college review and earn websites
3. CRED
| Referral Reward | Referral Conditions | Withdrawal requirements | Additional Benefits |
| Up to 1000 rupees | At least one transaction and a credit score of 750+. | Eligible credit score and at least one transaction. | Earn CRED coins and rewards by paying credit bills. |
CRED is a platform where you can pay your credit bills and it also gives rewards called CRED coins when you pay your credit card bills on time. You can use these coins to redeem rewards available on CRED.
They also have a refer and earn program, and through the CRED referral program, you can earn up to 1000 rupees per referral. But to get a successful referral and earn a reward, your friend must meet these two criteria that are important to become a member of CRED. They are:
- Your friend must have a good credit score that meets the eligibility criteria of CRED, which is 750 or above.
- Your friend has to do at least one transaction using CRED.
Also read: Top 5 high income skills to learn in 2024
4. Angel One
| Referral Reward | Referral Conditions | Withdrawal requirements | Additional Benefits |
| Amazon gift voucher worth 500 rupees. | Create an Demat account. | Active account on Angel one. | Receive rewards in form of gift vouchers. |
Angel One is one of the most popular trading platforms in India. It has a referral program that pays through gift vouchers. Angel One gives you a straightforward 500 rupees Amazon gift voucher when someone creates a Demat account.
5. 5 Paisa
| Referral Reward | Referral Conditions | Withdrawal requirements | Additional Benefits |
| 250 rupees flat | Successful referral | Not specified | 12.5 brokerage revenue |
5 Paisa offers 250 rupees for every successful referral and gives 12.5% brokerage revenue generated by your referral. But there is a referral limit; you can refer only 50 people to this platform.
6. Samco
| Referral Reward | Referral Conditions | Withdrawal requirements | Additional Benefits |
| Earn gift vouchers worth up to 4000. | Successful referral | – | 10% brokerage commission. |
Samco is another trading platform that pays you through gift vouchers worth up to 4000 rupees for every successful referral and a 10% brokerage commission for lifetime.
Samco pays you through various gift cards like Amazon, Zomato, Myntra, MakeMyTrip, Dominos, Swiggy, Puma, and more options are available.
7. Mstock
| Referral Reward | Referral Conditions | Withdrawal requirements | Additional Benefits |
| 555 rupees flat | Successful referral | Receive reward in stock account. | No referral limit |
Mstock gives you 555 rupees for every successful referral you make. Share your unique link and make money, and there is no limit on how much you can refer on Mstock. Once you have referred successfully, you will receive your reward within 24 hours in your stock account.
Things to remember while referring to someone
Here are some points you have to keep in mind before you share your referral link with others:
- Make sure you have an active account on each platform to get your affiliate link.
- Your account needs to be verified with proper documentation.
- Make sure that the person with whom you are sharing the referral link does not already have an account on the respective platform you are sharing.
- Read the terms and conditions of every platform before referring someone.
- Do not spam your referral link everywhere; otherwise, you will find your account banned.